Identity theft happens when someone pretends to be you in order to access your money, credit, or personal information. This video introduces the concept by explaining how your identity—made up of details like your name, birthdate, address, and account numbers—is used by banks and other organizations to identify you.
But when that information is stolen, a criminal can impersonate you, change your contact info, apply for credit cards, and lock you out of your own accounts—all without you knowing right away. The damage can take years to fix.
The video walks through common ways identity theft occurs: through stolen documents, weak passwords, fake phone calls, or phishing emails. Criminals may dig through trash, access unsecured mailboxes, or trick people into giving up sensitive information.
To fight back, the video offers practical steps: use strong passwords, shred important documents, lock mailboxes, and stay alert to suspicious emails or phone calls. It also encourages reviewing bills and bank statements regularly to catch signs of fraud early.
With awareness and a few smart habits, viewers learn that they can protect their identity and avoid years of stress and financial trouble.